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PEAK

Millennials and managing wealth

Optimizing wealth strategies for a generation balancing growth, protection, and the stewardship of inherited assets

At PEAK 35™, equal numbers of Americans are turning 35 and 65 — a shift reshaping financial planning. This infographic highlights two emerging investor groups — builders and inheritors — whose evolving needs and expectations are redefining how advisors engage, plan, and deliver guidance in a new era of growing, protecting and stewarding wealth.

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Money in motion:

Millennials are key beneficiaries

7 in 10 (67%)

are likely to receive or have already received an inheritance from family^1,2

Surviving spouses, typically women, will steward wealth to the next generation.

Millennial women are increasingly financially independent and will control a growing share of wealth.

Optimizing wealth strategies for a generation balancing growth, protection, and the stewardship of inherited assets

Here's a breakdown of what is anticipated to be bequeathed.

Stocks, bonds and non-retirement securities 41%

Real estate 46%

Personal valuables 51%

Cash 71%

Transparency

Inspire confidence in financial future

Tailor advice

Understand my generational goals

have had talks about future inheritance

Conversations bring clarity

Key Advisor attributes

71%

68%

of families who have had conversations, have an advisor

66%

65%

61%

60%

Advice leads to confidence³

Those who worked with an advisor are twice as confident in their ability to make smart financial decision in general and in complex situations than those who did not.²

Transparency, trust and tailored advice:

Build confedence

Equitable is the brand name of the retirement and protection subsidiaries of Equitable Holdings, Inc., including Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY); Equitable Financial Life Insurance Company of America (Equitable America), an AZ stock company with an administrative office located in Charlotte, NC; and Equitable Distributors, LLC. The obligations of Equitable Financial and Equitable America are backed solely by their claims-paying abilities. Equitable Advisors is the brand name of Equitable Advisors, LLC.

For financial professional use only. Not for distribution to the public.